24%. I have had no major issues with using WF cards. Wells Fargo Active Cash vs. Wells Fargo Active Cash vs. Wells Fargo Active Cash offers a sign-up bonus, a 0% intro APR offer, and cell phone insurance, while Citi Double Cash has a simple cash-back rate and balance-transfer offer. Welcome bonus: None. With the Double Cash, every purchase earns 2% back that you can redeem for statement credits or mailed checks. The Citi Premier® Card earns 3 ThankYou points per dollar spent on air travel and hotels. The Wells Fargo Active Cash® Card offers an unlimited 2% cash rewards on purchases and a welcome bonus: $200 cash rewards bonus after spending $500 in purchases in the first 3 months. Bread Cashback™ American Express® Credit Card * vs. And you'll generally outearn the Apple Card when it comes to most mobile wallet purchases. The Capital One Venture card offers a generous welcome bonus for meeting spending requirements within the first 3 months after card approval. Never has been a problem with Wells FargoWells Fargo Active Cash® Card;. Learn more about this card. Best for Automatic 5% Cash Back: Citi Custom Cash® Card. Welcome bonus: Earn a $250 statement credit after spending $3,000 in purchases in. Lastly, the Chase Freedom Unlimited offers 5% cash back on gas station purchases, up to $6,000 in. You simply swipe your card and let the cash back rewards pile up. Balances under $25,000 will earn 0. Intro APR on balance transfers: The Reflect Card offers 0% intro APR for 21 months from account opening on qualifying balance transfers, then 18. Also no FTF, which is great for the occasional overseas trip. 24% to 28. S. For a $0 annual fee, the card earns 2% cash. New cardholders can also earn a $200 cash rewards bonus after spending $500 in purchases within. Both cards offer 2 percent cash back on all purchases, but offer different benefits. These bonus cash rewards will show as redeemable within 1 – 2 billing periods after they are earned. CDC which cashback is better2:24 - Annual Fee and Foreig. Up to 2% cash back. The Wells Fargo Active Cash card offers 0% APR for 15 months, while the Citi Double Cash Card offers 0% APR for 18 months on balance transfers, so the Citi card would give you more time to repay. A 2% cash-back credit card that offers an introductory sign-up bonus is rare. Currently, the Citi Double Cash doesn’t. Pros: - 2% back on all purchases everywhere MasterCard is accepted. With the Citi Double Cash® Card you can. For the Reflect card, you will be able to get 0% intro APR for 18 months on purchases and balance transfers, then 18. Double Cash might be better for a traveler because of the transfer partners it has and the potential to combine points with Citi Premier. There are no category restrictions and cash rewards don’t expire as long as your account remains open. Bottom Line: The Freedom Unlimited card best rewards travel purchased through the Chase Ultimate Rewards travel portal, for dining, and at drugstores. I have a few other cash back cards, my main one is Citi® Double Cash Credit Card. The Citi Double Cash offers a generous 0% intro APR on balance transfers for 18 months, then. Main content; Search; AccountWells Fargo Active Cash vs. As I noted above, the only real negative IMO is the 3% foreign transaction fee. With the Double Cash Card, however, you earn. 24%, or 29. Citi® Double Cash Card: Best for pairing. But the Wells Fargo Active Cash Card has similar earning potential and adds some additional benefits to sweeten the deal. 3. 8 cents each, they can be worth much more when transferred to travel partners. The Wells Fargo Active Cash Card doesn’t offer travel or purchase protections like the Amazon Visa card, but it does include cellphone protection if you pay your cellphone bill with the card. Other cash back cards earn more back. Though we value Capital One miles at around 1. 24% or 29. Citi Double Cash® Card. 24%, 25. When it comes to ongoing rewards, Wells Fargo Active Cash offers a higher base earning rate on purchases. Card Name. The Citi Double Cash® Card is often regarded as the torchbearer when it comes to cash back cards. - Working and useable interface and app. Best Cash Back Credit Cards of November 2023. JS by Jason Steele. Excellent, Good, Fair. The Citi® Double Cash Card is a $0 annual fee credit card that earns 1% back on all purchases. With 2% cash back — 1% when you make a purchase, plus 1% when you pay that purchase off — your rewards. Finally, if you'd rather just earn a high rewards rate on everything, the Citi Double Cash® Card (see rates and fees) might be the ticket. (on up to $6,000 in each category per year. Recommended Credit Score. Some of the PayPal card’s top competitors -- like the Wells Fargo Active Cash® Card and the Citi Double Cash® Card -- both offer a similar rewards program. Navy Federal Credit Union Visa Signature® Flagship Rewards Card * vs. The $25 redemption limit doesn't bother me because I don't do anything with that little bit of cash back anyway. Citi Double Cash. But Citi Double Cash gives 1% cash back on all purchases, plus another 1% back when cardholders pay their Double Cash bill each month. Wells Fargo Active Cash® Card: Best cash-back card. The Wells Fargo Active Cash® Card is one of a number of unlimited 2% flat-rate cash-back cards on the market. Install dimmer switches. Main content; Search; Account The Citi Double Cash Card charges several common fees you should know about, including: Annual fee: $0. One area where it stands ahead of the Wells Fargo Active Cash. Most 2% cards don't have a SUB, while most 1. If you're thinking about getting this card, you should also compare it to its closest rival, the Citi Double Cash® Card from our partner Citi, which offers 1% cash back on purchases and 1% cash back after paying your bill. 5% cash back, a $150 bonus and 0% for 15 months on purchases and transfers. Wells Fargo Platinum card: Best for those looking for a longer 0% APR period. Citi Double Cash Card vs. 5% cash rewards on purchases. Citi Double Cash. See full list on forbes. Wells Fargo is stingy on credit limits. Unlimited 2% cash back (you earn 1% when you make a purchase and 1% when you pay it off on time) Welcome offer of 20,000 ThankYou® Points, redeemable for $200 cash back, when you spend $1,500 on. The Wells Fargo Active Cash Card is a competitive addition to that short list, one-upping the terms of the Wells Fargo Cash Wise card and comparable to the established Citi Double Cash Card, another $0 annual. The Citi Double Cash® Card has an annual fee of $0 and earns 2% cash back on all purchases—1% when purchases are. 5/10 CNET Rating See Rates & Fees Apply Now On Wells Fargo's secure website Intro Offer $200 cash rewards Annual fee $0 APR 20. 99% Variable regular APR after that) An introductory APR of 0% for 15 months from account opening on qualifying balance transfers. gas stations, and online retail purchases in the U. Citi® Double Cash Card vs. Capital One Quicksilver Cash Rewards. 24% - 29. At which point, I use. Skip Navigation. That’s a total of 2% cash back on everything you. 5 card will immediately give you $200 of value for hitting the SUB while a 2% card will have to take years to give you that same value you can get in just a couple months conversely The Active Cash is probably better on its own overall, especially due to the SUB. You must select Apply Now on this page to take advantage of this specific offer. Its rewards rate of 2% cash rewards on purchases is ideal for someone whose spending. Offers may differ from time to time and depend on the marketing channel, such as phone, email, online, direct mail, or in branch. Citi Double Cash® Card . Unlimited 2% cash back (you earn 1% when you make a purchase and 1% when you pay it off on time) Welcome offer of 20,000 ThankYou® Points, redeemable for. Blue Cash Everyday ® Card from American Express TD Double Up Credit Card vs. Best for flat-rate cash back. I complained and escalated and eventually cancelled. Assuming that this. Its limited-time offering of 10% cash back for Uber and Uber Eats. With the Double Cash Card, however, you earn 1% when you make the purchase and. Meanwhile, the Citi Double. Jump to. but I prefer my Citi double cash card, which is 2% as well. So I signed up for Wells Fargo checking account so I could deposit my active cash cash back into the checking account. You also don’t have to jump through any hoops to get the full. The Active Cash is probably better on its own overall, especially due to the SUB. Citi Double Cash. ”. supermarkets, U. Each eligible transaction will earn 2% cash back on all eligible purchases. APR. Citi DC - 2% on EVERYTHING including bills paid as opposed to some cards that only give 2% on “purchases. Upgrade Triple Cash Rewards basics. $0. Synchrony Premier World Mastercard. For. Wells Fargo Active Cash® Card: Best overall. The Wells Fargo Active Cash Card is not just one of the best flat-rate cash rewards cards out there, but one of the best cash rewards cards, period. However, I don't think you should listen to the bad rumors about Wells Fargo. You’ll get the full bonus sooner from Wells Fargo Active Cash, while the Chase Freedom Unlimited card’s bonus is slightly more valuable. Welcome bonus: $100 statement credit after spending $1,500 on purchases in the. 1% back on all purchases and 1%. Chase Sapphire Preferred Wells Fargo Active Cash® Chase Sapphire Reserve Citi Double Cash Citi Diamond Preferred Chase Ink Business Unlimited American Express Blue Business Plus. This Visa Signature. Annual fee. Wells Fargo Active Cash® Card vs. Receive two free years of Lyft Pink All Access (valued at $199/year) and a third year at 50% off when you activate a membership by Dec. Rewards rate. The Double Cash card usually offers a small welcome bonus. Generally, Wells Fargo has higher rates, so in combination with the shorter 0% rate period, Citi is more attractive. If you already have the Wells Fargo Active Cash Card you can request a balance transfer by signing on to Wells Fargo Online. As for the Citi Custom Cash, it is plainly obvious why it is so popular and has overtaken the Double Cash. Select compares the 5% cash-back Citi Custom Card and the 2% flat cash-back Citi Double Cash Card. 31 back. 5 card + SUB is worth more in the short term than a 2% card in th short term, the 1. The Citi Double Cash® Card (see rates and fees) is considered one of the best cash reward cards on the market. I wouldn't want a Wells Fargo account and I think Citi has the most stable product currently. Annual fee: $95. If you’re looking for a good cash-back rewards card, the Wells Fargo Active Cash® Card is a solid choice. The Wells Fargo Active Cash® Card is an exception. Citi® Double Cash Card. Though we value Capital One miles at around 1. Wells Fargo has a $25 minimum to redeem to a savings, mortgage, or loan account. 74%,. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. That can make a big difference if you ever find yourself outside the U. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). $0. Slickdeals. Cardholders earn 5% back on the first $1,500 on quarterly bonus purchases (once. Simply pay your monthly cell phone bill with your Wells Fargo Active Cash card and you can receive up to $600 of cell phone protection against damage or theft. The Wells Fargo Active Cash Card is another no-annual-fee card that earns 2% cash rewards on purchases. 8. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Wells Fargo Active Cash® Card (rates and fees). Citi Double Cash $200 Welcome Offer. That describes the Citi Double Cash® Card. You can transfer your balance to the Citi® Double Cash Card and pay it off within 18 months. Cash-back rewards. Generally, you earn the cash-back rewards as a percentage of eligible purchase amounts — a 2% cash back. Wells Fargo Active Cash vs. A 2% cash-back credit card that offers an introductory sign-up bonus is rare. After that, the standard variable. I’m looking at getting 1 of these 2 options, mainly to pay wedding vendors. 6 min read Sep 08. Wells Fargo Active Cash Promotions for November 2023. Unlike. The Double Cash card usually offers a small welcome bonus. Here’s an overview of how cash back works on credit cards: Earn a percentage of the amount paid every time you make a qualifying purchase with your cash back credit card. You'll find great stories as well as horror. Would take a lot of recurring spend for gas with the 1c extra in gas rewards to overcome the $200 signup bonus of the BofA customized cash (maxing gas at $7k spend at an extra 1% would only be an extra $70 per year on the Costco Visa vs the $200 BofA signup bonus). Wells Fargo Active Cash® Card. Regular APR is high: The main draw for this card is the introductory APR to help you pay down debt. The Active Cash even features an introductory 0% APR for purchases and qualifying balance transfers for 15 months from account opening (then 20. The Wells Fargo Active Cash® Card also has an intro APR offer (0% intro APR on purchases and qualifying balance transfers for 15 months from account opening, then a 20. Forbes Advisor evaluated over 100 credit cards in 2023 within their respective categories, including cash-back credit cards, travel cards, flexible rewards cards, business credit cards, student. The Bank of America® Unlimited Cash Rewards credit card is a no-nonsense card that offers 1. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Tiered cards provide different cash-back rates for different types of purchases. Whereas with WF Active Cash you can only redeem cashback in increments of $25. The Wells Fargo Active Cash offers a $200 cash rewards bonus and a 0% intro APR on balance transfers for 15 months, while the Citi Double Cash has no welcome bonus but flexible redemption options and a 0% intro APR on balance transfers for 18 months. 99% variable) Earn $200 after spending $500 in the first 3 months and unlimited 2% cash rewards on purchases. Citi Double Cash® Card. e. I will say I've had multiple Citi merchant offers not pay me out after redeeming. Citi Double Cash vs. Wells Fargo Active Cash® Card The Costco Citi Card earns 2% cash back at Costco, but only a paltry 1% cash back on non-category purchases. I have had no major issues with using WF cards. Plus, there are a family of Citi cards that enhance the earning potential (Custom Cash, Rewards +). Wells Fargo Active Cash® Card. 8 cents each, they can be worth much more when transferred to travel partners. Other cash back cards earn more back. Welcome Bonus. Bank of America Unlimited Cash Rewards vs. Also Wells Fargo has a $300 checking account bonus right now. This card also comes with no annual fee, and new cardholders get a 0% intro APR on. So that’s 2%. Wells Fargo Active Cash (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. The Wells Fargo Active Cash® Card carries no annual fee and earns an easy-to-track 2% cash rewards on purchases. The Citi Double Cash Card is similar to the Wells Fargo Active Cash Card -- both offer a flat 2% cash-rewards rate. The card also comes with cellphone protection of up to $600 of cell phone. Other 2% Cash Back Cards. Credit CardsThe Blue Cash Everyday® Card from American Express is the winner over The Amex EveryDay® Credit Card from American Express. Welcome bonus: $100 statement credit after spending $1,500 on purchases in the. Wells Fargo Active Cash vs. The Blue Cash Everyday® Card from American Express offers $200 statement credit after you spend $2,000 in purchases on your new card. Citi Double Cash Caret Down While the Citi Double Cash is a comparable 2 percent cash back card, you could earn less than 2 percent rewards if you aren’t on top of. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. The annual rewards payout assumes you charge $1,000 each month spread across. Rewards Rate. So if you open the Citi Double Cash® Card, you receive no interest for the first 18 months on balance transfers (then 19. In contrast, the BofA is also limited to $2500 per quarter in bonus category spend. I've got the Amazon card, Amex blue cash. Citi Double Cash v. Rewards Rate. The Wells Fargo Active Cash Card is a flat-rate cash back credit card. A balance transfer fee of up to 5% of the each. Alternative Wells Fargo Cash Back Credit Card. Pros 2% cash back on. Offers may differ from time to time and depend on the marketing channel, such as phone, email, online, direct mail, or in branch. The Citi Double Cash Card is the winner over Discover it® Cash Back. Citi Double Cash Review; Chase Ink Cash Review; Capital One Quicksilver Review. You must select Apply Now on this page to take advantage of this specific offer. But the Citi Custom Cash Card would. 77 in cash back, and the remaining $16,831. Cash back rate. Wells Fargo Active Cash® Card. For your hypothetical, I’d suggest a Citi Double Cash and Citi Costco Visa Maximize cash back and points: 2x base using the Double Cash 3x dining, flights, hotels and car rental 4x gas. Wells Fargo Active Cash® Card. It also offers a. Platinum X5 Card from Credit One basics. Wells Fargo Reply BrutalBodyShots • Additional comment actions. Pros 2% cash back on. Cash Wise Visa has 1. Citi DC - 2% on EVERYTHING including bills paid as opposed to some cards that only give 2% on “purchases. 1. For context, the average annual rewards payout from the cashback credit cards in the investor. View community ranking In the Top 1% of largest communities on Reddit. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. The Citi Double Cash Card offers a simple rewards system. Wells Fargo Active Cash® Card is a great card that also has a simple rewards structure. Most 2% cards don't have a SUB, while most 1. The Citi Double Cash and the Wells Fargo Active Cash are the best options in this category. To qualify for the $200 cash rewards bonus, a total of at least $500 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. If you want both, I'd say apply citi then wells fargo (even same day, WF doesn't care about velocity). Few cards offering an unlimited 2% cash back on spending provide meaningful extras and perks, but the Wells Fargo Active Cash® Card offers cell phone protection. The Freedom Unlimited card is a good choice if you’ll spend on select travel via the Chase travel portal, on dining, and at drugstores. For example, Chase Freedom Unlimited® can give better overall value due to its bonus categories, offering 1. While the Citi Double Cash card is the most popular 2 percent cash back card, you might not actually earn 2 percent rewards. Regardless if you are successful or not, then apply for the Wells Fargo Active Cash Visa. Citi Double Cash® Card. » MORE: Credit cards that earn 2% cash back or more on purchasesA prime choice would be the 2 percent cash rewards rate from the Wells Fargo Active Cash card or the similar Citi Double Cash® Card since it earns up to an unlimited 2 percent cash back (1. 0% intro for the first 15 months (then 20. hotels, Airbnb, Uber/Lyft, taxi), and streaming, and Wells Fargo active cash for 2% on everything else, like Costco. Given that several banks offer credit cards earning 2% on all. 24% - 29. Don't Which To Choose. Miserable-Result6702. When the Fidelity card dropped that benefit it's what made me start looking for another card. 5% card. With Citi Double Cash you get 1% back at the end of the statement cycle of the charge and 1% back at the end of the statement cycle of the payment. The Wells Fargo Reflect is a good option for cardholders who are looking to consolidate their debt or finance a large purchase. 24%. Jump to. The Wells Fargo Active Cash® Card for introductory perks and 2% on. The Wells Fargo Active Cash Card features impressive flat-rate cash rewards, a welcome offer and intro APR offers. Additionally, the Citi Double Cash Card comes with a 0% intro APR on balance transfers for 18 months. Articles; Reviews; Compare; Surveys;. Finally, they cash out at a standard . Plus, you can earn 2% cash rewards on all purchases. But if you are looking for something that might be better I think the new PayPal credit card, which isn't available yet, would be a strong consideration. Best for 2% Cash Back: Wells Fargo Active Cash® Card. The Wells Fargo Active Cash® Card might be the most direct competitor to the TD Double Up Credit Card. The Capital One SavorOne** is another card that offers a ton of features without asking for an annual fee in return. The Active Cash earns 2% cash. 6 min read Sep 08, 2023. Aside from the annual fees (the Amex Blue Cash Preferred Card has an annual fee of $0 intro for the first year, then $95, while the Blue Cash Everyday® Card from American Express has no annual. Some of the PayPal card’s top competitors -- like the Wells Fargo Active Cash® Card and the Citi Double Cash® Card -- both offer a similar rewards program. The Wells Fargo Active Cash® Card earns 2% cash rewards on purchases, and without any hoops to jump through. Citibank offers a bigger cash bonus opportunity — up to $2,000. Chase Freedom Unlimited vs. With no annual fee, a decent welcome bonus. 5% cash back, a $200 bonus and 0% for 12 months. There’s a welcome bonus of $100 statement credit after spending $1,000 on purchases in the first. Best Overall Balance Transfer Credit Card: U. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. This 2% card has a $200 SUB. 6 min read Sep 08, 2023. 3 important differences between Wells Fargo Autograph vs. Annual fee: $0. Wells Fargo Active Cash® Card 3. Credit Cards. Easy-to-earn sign-up bonus. Best for Choice of Bonus Categories: U. The Citi Double Cash and Wells Fargo Active Cash have similar earning rates and no annual fee, but one offers more benefits and a welcome bonus. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Unlimited 2% cash back (you earn 1% when you make a purchase and 1% when you pay it off on time) Welcome offer of 20,000 ThankYou® Points, redeemable for $200 cash back, when you spend $1,500 on. The CFU has even more potential because it can be combined with the Chase Sapphire Preferred or Reserve. After that, the standard variable APR will be 19. American Express Blue Cash Preferred Card basics. Citi Double Cash Card vs. Like the Power Cash Rewards, the. Wells Fargo Active Cash vs. Wells Fargo Active Cash® Card. The Citi® Double Cash Card is another $0 annual fee cash-back card, boasting 2% cash back versus the Capital One. For most purchases you’ll earn 2% cash back – 1% when you make the purchase, and the other 1% once it’s paid off. Citi® Double Cash Card : Best for earning 2% cash back with a long intro APR. Citi Double Cash vs Wells Fargo Active Cash Review - YouTube In this video, we're comparing the Wells Fargo Active Cash vs Citi Double Cash Credit. Citi Double Cash® Card. The Wells Fargo Active Cash Card earns 2% cash rewards on purchases and charges no annual fee. Apply Now. Citi Custom Cash Card vs. The Citi Double Cash and Wells Fargo Active Cash have similar earning rates and no annual fee, but one offers more benefits and a welcome bonus. The only downside to this change are to the people who made use of the Citi Bonus Cash Center (Citi's own shopping portal). See how it works. 22%. I hate that my Active Cash does this. Card Details. With the Double Cash Card, however, you earn 1% when you make the purchase and. Wells Fargo Active Cash vs. The Citi Double Cash Card provides cardholders with 2% cash back for their purchases, one of the best flat rates available. With Citi Double Cash the $25 is the redemption minimum, so once you accrued over $25, you can redeem the entire cash back balance. ProsDoorDash Rewards Mastercard® vs. Plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24. Wells Fargo, making a stronger push into the credit cards business, has introduced one of the most compelling flat-rate credit cards on the market. 99%. Citi Double Cash Card. Wells Fargo Active Cash® Card. Citi Double Cash Card. 2. 73. The Wells Fargo Active Cash® Card offers an unlimited 2% cash back on all purchases and has an annual fee of $0. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). The Wells Fargo Active Cash card offers 0% APR for 15 months, while the Citi Double Cash Card offers 0% APR for 18 months on balance transfers, so the Citi card would give you more time to repay. I've been a Discover member for two decades and looking for a new card with better cashback rewards. 24%. To learn more, please visit Wells Fargo Balance Transfers. Bottom Line: Both the Freedom Unlimited card and Double Cash card offer straightforward simplified earning structures. 24% to 29. You shouldn't be "applying" for double cash. You’ll only earn 1. 00 with Wells Fargo Active Cash Card. Pros Generous 18-month 0% introductory APR on balance transfers Flat cash-back rate No annual fee Cons Charges foreign transaction fees No added. Citi Double Cash® Card vs Wells Fargo Active Cash® Card. $0. 99% variable APR. 00 cash back per year with Citi Double Cash Card and $240. The Citi Double Cash Card is similar to the Wells Fargo Active Cash Card -- both offer a flat 2% cash-rewards rate. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Key Cashback® Credit Card * vs. The Wells Fargo Active Cash® Card earns 2% cash rewards on purchases, and without any hoops to jump through. offers of $150 for $1500 spend on the Fidelity card. This card offers $200 cash rewards after spending $500 in the first 3 months. To earn cash back, pay at least the minimum due on time. 2 days ago · Here are a few examples of credit cards offering cash back rewards: Card name. That describes the Citi Double Cash® Card. Bank Cash+® Visa Signature® Card. Citi Double Cash Card vs. Chase Sapphire Preferred Wells Fargo Active Cash. S. The Wells Fargo Active Cash offers a $200 cash rewards bonus if you spend $1,000 within the first three months (roughly $334 a month) of account opening. As a one card setup, I would go with Active Cash because of the $200 bonus and cell phone insurance. Costco Anywhere Visa® Card by Citi: Best for Costco. It also earns an unlimited 2%. FNBO Evergreen (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend.